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Business Liability Insurance / Product Liability and Respect Coverage




I am a solo entrepreneur in the food business (Rotterdam based).



Soon I am opening a pop-up kitchen and will be selling meals from home. Also, I have a couple of food products in mind to sell in the future.


Now I am looking into insurance for the following risks: 


1. Liability, especially health. For example in case of the unlikely chance of customer illness. Would this be referred to as liability insurance - respect coverage?

2. Liability, for damage. For instance if I rent a kitchen or workshop space and I damage something in the course of my work. Would this be on the same insurance?

3. Do you know any insurance company that  gives this such insurance for foodpreneurs?


Thank you.

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1. Dat weet ik niet.

Ik neem aan dat HACCP en bestemmingsplan en dergelijke op orde zijn? Ik kan mij namelijk niet voorstellen dat een verzekeraar gaat uitkeren als je zelf de basics niet op orde hebt.


2. Dit is een bedrijfsaansprakelijkheidsverzekering.


3. Nee, maar als je Googlet op 'verzekering horeca', dan vind je wel het een en ander.

Branko Collin, front-end web developer / prototyper / Drupal-developer.

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